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"I define connection as the energy that exists between people when they feel seen, heard, and valued; when they can give and receive without judgment; and when they derive sustenance and strength from the relationship."
- Brené Brown


Personal connection is one of the most overlooked levels of communication missing from our society today. View my posts, take a glance, and shoot over a message if you have a strong stance on something I said or you just want to say hi!

Ryan Deckard 29483
Summerville, South Carolina

Email: Ryan@DeckardEnterprises.com

Don't forget to check out some amazing content before you go. Are you spending more money than you should? Can't decide what to do after eliminating your debt? Need a better way to organize your cashflow? There's something here for everybody and rich content added every week!

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I'm Debt Free! - ...Now what?

So you've taken the plunge to eliminate debt in an educated way . You've dedicated hours to reviewing finances and cutting expenses. You stopped going out and drinking designer coffees every morning wondering "when will it end?". It's always nice getting that final email notifying you of your $0 account balance, but now what?  You've probably noticed it's a little easier to come up with extra money each month, because you're not slowly being eaten away by credit card fees, payments and monthly interest charges.  You can finally take a deep breath! Below I'll outline a couple great ways to spent that extra money that continues adding to that retirement fund, and also let me know which topic I should dive into further in the comments! If you're struggling getting to this debt free point, then now is NOT the time to stress and start impulse buying . You're doing great! Emergency Fund I know this isn't the most exciting part of becoming deb
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Would you retire early like so many Millennials are doing?

Photo by Kelli McClintock on Unsplash     Living a life on FI/RE   I didn’t really have a defined plan when I got into real estate investing. Some of you may know it all started with my personal residence purchased back in 2017. I had a burning desire to own a house and further than that, to own an income producing asset. There wasn’t much past that at that point. I knew I wanted to own houses and make money. It wasn’t until a couple years later that I discovered the FI/RE movement and how the average person across America is using the system in place to retire early and live a fulfilling life. It blew my mind to read of all these different, average America, people leaving their job to do whatever they wanted and just further solidified everything I’ve wanted to do.   Financial Independence / Retire Early   If you’ve never heard of the FI/RE movement….then you have now. It’s the idea that the average American can buckle down and save their way to financial success using mostly low ris
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My Credit Journey

  My credit journey started off a little bit different than most, which included many struggles, but has been a interesting story so far! What I'll lay out for you guys here is how I tackled the basics of getting a qualifying credit score and each item that comes along with that. Most people know there are 6 sides highlighted in the credit worthiness process: Delinquencies  Age of Credit Utilization Payment History Inquiries/Hard Pulls Accounts (Opened AND Closed) I've listed these items in a very particular order and paying attention to this order is extremely important. Many people get obsessed with keeping Inquiries at a very low number and let everything else fall to the side. The truth of the matter is that if you keep everything else in check, Inquiries will be nothing to worry about. I personally carry 9 inquiries at any given time and have a very solid 770 credit score. Currently my biggest hits are from carrying a balance on certain credit cards from month to month a l
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