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Showing posts from September, 2018

Home Buying - Cash or Credit?

I've been saving up for a house for a while. I heard it's better to wait to actually be able to afford things than go into debt. How's it going guys?! As you've noticed by the title we'll be discussing home buying today! One of my favorite topics and one many people have questioned for years. I'll toss some numbers at you today and you can continue deciding your plan from there.  The biggest point of controversy is whether to save save save save save and buy your house outright OR take on a sizable amount of debt to get into your dream house early. Right now we'll be discussing the facts, and my personal opinion on the situation. To get this all started off we'll go ahead and get some quick info out of the way for buying a house outright to see where we stand and elaborate on it later: Pros: No debt hanging over your head to stress you out. If repairs come up you'll be more financially flexible enough to tackle it. If you decide home

Financial Faux Pas

"I'm barely an adult, how can anyone expect me to make these financial decisions." Are you confident about your financial situation? Like really confident? Are you sure you're making the best decisions with your money to maximize every penny you might need in the coming months? Some of you might say yes and just use the post to compare notes. For a majority of the country though this is a struggle dealt with every waking hour. From the overdue card balances. " Which card should I pay off first ?" "Should I save and buy my house outright?" "To simply, would this new monthly payment be worth it in the overall picture?" Unfortunately, I can't give you exact answers to all of these situations, but I can point you in the right direction to making the best and most crucial decisions with your money, possibly saving you thousands of dollars a year in missed opportunities. The main portions of this discussion tackled today will b