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About Me

Ryan Deckard

Financial linguist, Tech Guru, and overall good guy. I strive to help my friends and neighbors get a better grasp on their finances with a sprinkle of my personal Technological expertise through my professional career. I started this blog October of 2018, while deployed overseas, before I converted my primary home (liability) to a rental investment (asset). I let this blog fall to the side as I felt I didn't have the expertise to speak on the subjects I was most passionate about.

I decided around 20 years old I was going to be financially independent no matter what it took and have failed at the same business twice since then (lol). I purchased my first property at 22 years old to add the first rung in my ladder, and have purchased a couple more since that time. Now, 25 with 2 businesses and a family trying to push the envelope.  

I've gained so much knowledge in the last few years that I've been spreading to my immediate circle and figured it was time to bring the blog back to life, this is me. I'm a successful Real Estate Investor, Small Business Owner, and Father of two! Hang on tight and get ready for a great experience. If you'd like to learn more about me and what I do, contact me! 

If you're just here to check out the amazing content I have to offer, check it out here!


Popular posts from this blog

I'm Debt Free! - ...Now what?

So you've taken the plunge to eliminate debt in an educated way . You've dedicated hours to reviewing finances and cutting expenses. You stopped going out and drinking designer coffees every morning wondering "when will it end?". It's always nice getting that final email notifying you of your $0 account balance, but now what?  You've probably noticed it's a little easier to come up with extra money each month, because you're not slowly being eaten away by credit card fees, payments and monthly interest charges.  You can finally take a deep breath! Below I'll outline a couple great ways to spent that extra money that continues adding to that retirement fund, and also let me know which topic I should dive into further in the comments! If you're struggling getting to this debt free point, then now is NOT the time to stress and start impulse buying . You're doing great! Emergency Fund I know this isn't the most exciting part of becoming deb

Why everybody is still going crazy over real estate, and the reason I chose this for my investments

     Photo by Kvnga on Unsplash   Growing up through my very early 20s in the real world and in the military everybody was always talking about real estate. The owner of the company I worked for at the time started out in rental properties and used that money to buy his first business. Many higher-ups in the military spouted constantly about their 8-10 properties they own/manage.  I kept hearing about it everywhere I went and I've always wanted to do something with my life. I tried multiple small businesses out of my second-story apartment that eventually failed due to my lack of enthusiasm for the idea. I'd write it all up, make fliers, and post them all over my tiny town in Missouri. After a week or two of no responses or bogus spam, I'd give up and slowly slither back into my hole. I eventually developed the idea that business ownership just wasn't for me. That was my mindset at the time. I've since come to realize, through various books and mentors, that busine

Impulse Spending - Featuring your wallet

  I seem to be doing alright, but I've noticed my smaller typically needless expenses are piling up around me throwing my budget off and I can't seem to figure it out. If you're like the person above and have a hard time getting that final grip on your finances this is definitely the place for you. Most people today are unsatisfied with their finances for one reason or another, but a lot of these issues seem to stem from large amounts of needless spending on a regular basis. A coffee here. A donut there. A reward for having a good spending week....after 3 days. That one pair of shoes you've had your eye on forever that just went on sale. Whatever the reason, there. is. always. a. reason. to. spend. money. On this post we'll explore some of the reasons NOT to spend money. Once we get both of these concepts in line hopefully it'll be a little more clear where your loyalties lie when it comes to your spending habits. The Problem Back to always having a reason